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Credit Information

19,178 Identity Theft Victims Per Day - Are You One Of Them?


Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better.

Credit Damage: Getting Compensated for Your Loss


Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured - tangible goods and services.

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days


In Less Than 30 Days."What can you do to increase that set of three numbers on your credit report that can be so important with your financing?"I came across this question as I was surfing discussion groups the other day.

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...


To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purchase a credit repair book or seek a credit expert help.

4 Steps to Creating Good Credit


As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.

Beware of Falling Minimum Payments


If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don't be so quick to "jump for joy". What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in debt for a lifetime.

Convenience Can Be Costly


You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000.

Credit Repair Scams


"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and others just like it promising to clean up or "fix" bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.

Debit Card vs. Credit Card, What Are The Differences ?


Ah, the "good old days". If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday.

How Healthy Is Your Credit


There's only one way to discover the "health" of your credit. You need to examine your credit report.

Top 5 Credit Misconceptions


We have all heard the rumors?from neighbors, relatives or friends. There are a wide variety of myths floating around about what you should and shouldn't do to improve your credit reports and credit scores.

Your Guide On Choosing a Credit Card To Suit You


Reach into your wallet or purse, pull out a card, swipe, and you're done. It is very easy to use a credit card.

4 Steps You Can Take If Your Online Credit Card Application Has Been Refused


Help! I've Been Turned DownYou received an envelope in the mail with a great offer for a low interest credit card. You read all the details, even the boring small print and decided that this card fit your needs to a tee.

7 Surefire Ways To Repair Bad Credit


Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national 'disease.

5 Surefire Ways To Eliminate Credit Card Debt


Do you have enormous credit card debt? You are certainly not alone. According to research, the average family in the United States has $7000 in credit card debt and pays about $1000 in interest each year! Throw in a late payment or two, or an over-the-limit charge, and that number skyrockets.

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MORE RESOURCES:

Not getting paid because of shutdown? Lender forebearance can save your credit score.  The Washington Post

Lenders are offering a wide variety of help to workers impacted by the partial government shutdown, but one type of assistance in particular can save your credit ...


Where to get interest-free loans as the longest-ever government shutdown continues  CNBC

Amid the stalemate in Washington, credit unions and banks are offering accomodations to federal workers. Their best offers include interest-free loans.


'I want her locked up for life': Woman's credit fraud nightmare won't end  KPRC Click2Houston

A Harris County woman is fighting to repair her credit after she says someone stole her identity.


'The Daily Show' Unveils Perfect Credit Card To Pay For Donald Trump's Wall  HuffPost

“The Daily Show with Trevor Noah” on Friday unveiled a spoof credit card that pokes fun at President Donald Trump's claims on the 2016 campaign trail that ...


Highland students learn importance of credit  Times Herald-Record

HIGHLAND – Highland High School recently welcomed local author John Panzella, who spoke with Economics and Financial Math students – 20 percent of the ...


This is the average credit card balance for the typical American  Quartz

People in the US hold over $1 trillion in credit card debt. Credit cards are the most essential source of day-to-day financing for millions of Americans. Yet little is ...


Teachers Credit Union assisting federal workers impacted by government shutdown  ABC 57 News

SOUTH BEND, Ind. -- The South Bend Teachers Credit Union is lending a hand to federal workers impacted by the government shutdown. TCU is offering ...


Historic tax credit bottleneck stalling redevelopment projects, delaying reimbursement  STLtoday.com

Jassen Johnson, the developer behind a host of historic rehabs in the area around midtown, submitted an application for Missouri historic tax credits to help ...


Here come the defaults: Credit outlook darkens  CNN

Sears, Toys 'R' Us and Gymboree might just be the tip of the iceberg. Financial institutions are bracing for more companies to default on the debt they've piled on ...


For Credit Unions, Government Shutdown Holds Potential for Both Growth and Risk  Morning Consult

The partial government shutdown could benefit at least one sector in the finance industry in the short term: credit unions, which could see a boost in membership ...


Analysis | Does 'Glass' have an after-credits scene? Audiences surely expect one.  The Washington Post

Before we begin, here's the answer you came for: No. Once “Glass” ends, it ends. There's no post-credits scene. That's it. Donezo. Caput. Finished. That might be ...


Jack Bogle Deserves Even More Credit Than He's Getting  Barron's

Investors lost their most ardent and powerful advocate this week, but the investing world he began to envision some 70 years ago lives on. John C. Bogle, better ...


How to Get a Mortgage With Bad Credit  U.S News & World Report Money

Bad credit doesn't have to keep you from buying a home. But you may have a better shot if you apply for a government-backed mortgage, like an FHA loan.


"Debit Or Credit?" It's Still A Debit Card | Your Money  The Albany Herald

MoneyTipsBy Amy BeardsleyYou are given the option of "debit or credit" when making purchases with your debit card. As it turns out, there's a lot more to ...


Credit where its due  247Sports

Clemson's offensive line deserves all the credit for its national title performance vs. Alabama.


Wanted with Scott McKane: Stolen checks, credit card fraud and other crimes  KSTU FOX 13 Salt Lake City

This week's Wanted starts with suspects from Syracuse who are being sought by police. Investigators said they stole a purse during a burglary and then went on ...


Atlanta fast-food employee fired, allegedly stole customers’ credit card info  Atlanta Journal Constitution

A Wendy's employee in northwest Atlanta was fired Friday after her store's general manag...


Native corporations maintaining Alaska forests find a carbon credit buyer: oil company BP  KTOO

To help address climate change, one of the biggest oil companies in Alaska is paying to keep forests standing on land managed by two Native corporations.


Police: 2 men charged after items purchased with unauthorized credit card  WJAC Johnstown

Two men are facing charges after police said they used an unauthorized credit card to purchase three generators from a Cambria County store. Police said the ...


Credit Suisse tells clients to sell into a 5% stock rally it sees coming  CNBC

Reduced corporate profit expectations, tightening financial conditions due to Federal Reserve actions and elevated levels of corporate debt are three of the ...


Betty Lin-Fisher: Retailer's no-cash policy surprises woman with no credit card  Akron Beacon Journal

A few weeks ago I received a call from a reader with an interesting issue.The 67-year-old Akron resident only uses cash and checks. She has no credit or debit ...


Thousands of Marylanders receive student loan debt relief tax credit  WBAL TV Baltimore

More than 9494 Marylanders were eligible for student loan debt relief in 2018 as the state awarded more than $9 million in tax credits, the governor's office ...


Water main break on Hogan Road closes Bangor Federal Credit Union  Bangor Daily News

A break in a private water main on Hogan Road closed the Bangor Federal Credit Union's branch on Saturday until further notice, according to the credit union's ...


Best Credit Card for Travelers? Probably Not One From an Airline  The New York Times

You've heard the pitch on your flights: Apply for an airline's credit card and get perks like waived bag fees, priority boarding and miles for every dollar you spend.


Caleres Announces Amendment and Extension of Credit Agreement  Associated Press

ST. LOUIS--(BUSINESS WIRE)--Jan 18, 2019--Caleres (NYSE: CAL) ( caleres.com ) today announced it has entered into an amendment of its credit agreement, ...


Police looking for man who charged $10K to stolen credit cards  ABC27

Police are trying to identify a man who stole credit cards from a YMCA locker and then racked up about $10000 in charges at Apple stores in Lancaster and ...


Be Wary of New 'Tricks' for Raising Your Credit Score  Lifehacker

Over the past few months, there have been a handful of announcements from credit companies about new “tricks” consumers will soon be able to use to improve ...


9 Tax Credits You Need to Know  Motley Fool

A tax credit can be an extremely lucrative form of tax break for Americans. Many families save thousands of dollars each year thanks to credits, and many of them ...


Foxconn doesn't meet Wisconsin jobs tax credit benchmark for 2018  WTMJ

Foxconn Technology Group didn't create enough Wisconsin jobs in 2018 to immediately claim state tax credits.


Credit union teller ordered to pay back $642,000, sent to prison  lehighvalleylive.com

A Lehigh County credit union employee was ordered Thursday to pay back $642,000 she took from the financial institution where she worked and to spend 30 ...


Signet hit with $11M penalty for deceptive credit practices  Retail Dive

New York State Attorney General Letitia James and the Consumer Financial Protection Bureau (a federal office established in 2010 through the post-financial ...


The role women play in the success of their billionaire husbands  CNN

Jeff Bezos, the Amazon founder and CEO, and his wife MacKenzie, a lauded novelist and former accountant for Amazon, recently announced their 25-year ...


Jewelry Retailer Accused of Opening Fake Store Credit-Card Accounts  Wall Street Journal

Signet Jewelers agreed to pay $11 million in penalties to regulators for allegedly opening credit-card accounts without customer consent at retail stores it ...


Which Southwest credit card should you open to get the Companion Pass deal  Business Insider

The Southwest Rapid Rewards Priority Credit Card is the clear best choice for most Southwest customers looking to get the Companion Pass deal this month.


Reform tax credit for electric vehicles  San Francisco Chronicle

Consumers receive a $7500 tax credit when they purchase a qualifying electric vehicle, but the credit phases down to $3750 after a manufacturer sells 200000 ...


Livonia police arrest man found with fraudulent credit cards, magnetic card reader  Hometownlife.com

The man, Naquante Stanton, was pulled over by Livonia police Jan. 15, when officers found fraudulent credit cards and a card reader in the car.


3 credit card skimmers found at Santa Cruz gas station  KSBW Monterey

This is the second time in a week the Santa Cruz Police Department is warnig of credit card skimmers.


2 New Ways To Raise Your Credit Score  Forbes

By Michelle Black, Next Avenue Contributor. Getty. You're probably well aware that your credit score can have a big influence on your financial well-being, ...


Action 9 investigates new credit score hurdle for some home buyers, renters | WFTV  WFTV Orlando

Action 9 investigates how credit scores are now used by a condominium board to make renting or even buying a unit almost impossible.


Cowley County Sheriff searches for suspects in credit card theft  KWCH

The Cowley County Sheriff's Office is asking for the public's help in identifying multiple suspects responsible for using stolen credit cards from a Kansas school ...


Fortnite vulnerability could have left millions of credit cards exposed  The Next Web

Just as triumphant reports come in about Fortnite's success, the world's most popular game is forced to contend with stories about security vulnerabilities that ...


How was your credit card account hacked? You'll probably never know  NJ.com

One couple's quest to learn why their credit card was compromised nine times in seven years.


3 ways a new credit card can boost your side job  WTOP

These days, many of us wear different hats to earn income on the side. You might clock out of one job and into the next as a ride-hailing driver, Airbnb host, Etsy ...


Credit Suisse: 'Sell into this stock rally'  Yahoo Finance

Credit Suisse analysts are telling clients to take advantage of the recent gains in stocks by selling positions instead of building new ones. Credit Suisse analysts ...


State pension credit: When will change in rules take place? Will you be £7,000 worse off?  Express

STATE pension claimants may already know that changes are in-store for the pension credit scheme. These plans could leave some people £7000 worse off ...


New tricks for raising your credit score are on their way  CNBC

Two new programs will consider how prospective borrowers manage their cash. Riskier borrowers could see their credit scores rise as a result. Credit card ...


Group Of Mass. Lawmakers Call To Suspend Any Tax Credits For SMILF Until Harassment Probe Ends  WBUR

A group of Massachusetts state lawmakers have called for the state to suspend any tax credits Boston-based Showtime series SMILF may be receiving until ...


Car Insurance Experts Explain Why Credit Score Is Used As Rating Factor  Benzinga

LOS ANGELES, Jan. 19, 2019 /PRNewswire-PRWeb/ -- Carinsuranceplan.org has released a new blog post that explains why insurance companies use a ...


Cleveland Browns: Sashi Brown deserves no credit for turnaround  FanSided

Is former executive vice president of football operations Sashi Brown the reason the Cleveland Browns are in playoff talk for the 2019? He shouldn't be.


All the Tax Credits You Can Take for 2018  Lifehacker

Can you smell it in the air? It's tax season, and we're all trying to get the biggest refund possible. That means taking advantage of tax deductions and credits to ...


Police: Suspect Using Stolen Vehicle, Credit Cards  KDRV

Medford Police are seeking a suspect in multiple vehicle break-ins, believed to be using a stolen car and credit cards.


Court rules Ford Credit can repossess vehicles from Reagor-Dykes  KCBD

LUBBOCK, TX (KCBD) - Judge Robert Jones has cleared the way for Ford Motor Credit to take back vehicles sold to Reagor-Dykes Auto Group. In the ruling ...


Governor wants to limit pre-employment credit checks  Crain's New York Business

New York Gov. Andrew Cuomo wants to prohibit pre-employment credit checks for most jobs. The Democrat's proposal would prevent employers from requiring ...


Ripco Credit Union hosts food drive through January  WJFW-TV

RHINELANDER - Ripco Credit Union in Rhinelander will hopefully help as many of the out-of-work Drs. Foster and Smith employees that need it. Ripco Credit ...


Former Arts Council CEO accused of misusing credit cards  KBTX

COLLEGE STATION, Tex. (KBTX)- The Arts Council of the Brazos Valley says its former CEO misused credit cards, and the organization has turned over its ...


2019: More choice, more confusion and Credit Unions looming  Independent.ie

The Year in Numbers For those looking to borrow for a home in 2019 there is generally better choice for buyers on the lending front than at any time through the ...


Franking credit story creates serious debate  The Sydney Morning Herald

There is no question Labor's pledge to cut tax benefits on dividends is on the minds of Money readers. This week's article from Scott Phillips “The glaring ...


How to Prevent Your Credit Card Issuer From Canceling Your Card  Lifehacker

If you've had credit card debt in the past, or you have an older card you don't really use anymore, you've probably read the advice that you shouldn't actually ...


I've had all three of Chase's main Ultimate Rewards-earning credit cards — here's how I rank them from best to worst  Business Insider

While the Chase Sapphire Preferred is the easiest choice, I've earned far more value from my Chase Ink Business Preferred and Chase Sapphire Reserve.


Crypto Market Wrap: TenX Surging on Reissued PAY Credit Cards  newsBTC

Market Wrap Crypto markets are still flat this Saturday, Tron pulling back after recent gains, TenX surging. As we enter the weekend crypto markets remain ...


Fitch says PG&E's bankruptcy will not hurt California's credit rating  Reuters

(Reuters) - Fitch Ratings said on Thursday power company PG&E Corp's (PCG.N) planned bankruptcy will not at this point hurt the credit quality of California.


'SMILF' Tax Credits in Jeopardy As Massachusetts Lawmakers Seek to Withhold Them Amid Probe  Hollywood Reporter

Local lawmakers are calling for any and all tax breaks to the Showtime comedy to be suspended pending an investigation into its star's on-set behavior.


Suspect arrested in credit card scheme targeting seniors  WOWT

Dallas Baring, 38, is in custody in connection with an investigation of thefts targeting senior citizens.


History on hold: Shutdown stalls National Register nominations, tax credit project review  NewsOK.com

Work in Washington stopped immediately when the National Park *Service* shut down with other government agencies nearly a month ago. There is no one at the ...


Cannabis Operator DionyMed Brands Lines Up $40 Million Credit Facility  New Cannabis Ventures

TORONTO, January 17, 2019 — (Business Wire) — DionyMed Brands Inc. (“DionyMed” or “Company”) (CSE:DYME), a multi-state cannabis brand and delivery ...


This 1 Tip Will Help You Maximize Your Credit Card Rewards  Yahoo Finance UK

It's challenging to get a large number of points or cash back on your credit card year after year. Here's the one tip that will help you consistently earn big credit ...


Damron tries to take credit for Mickelson's great play  Golf Channel

Find out why both Robert Damron and Lauren Thompson pick Phil Mickelson as the best thing they saw during the second round of the Desert Classic.


Credit Card Skimmer Found in McKinney Gas Pump  NBC 5 Dallas-Fort Worth

Investigators discovered a sophisticated credit card skimming device from a gas pump at a McKinney Valero this week. The skimmer -- which is able to capture ...


How to score cash, perks in the new credit card rewards loyalty game  Bankrate.com

A sweet sign-on bonus offering cash-back, free travel or rewards points is one of the most compelling methods credit card issuers use to entice new customers.


Eugenie Bouchard deserves some real credit, says expert  Tennis World USA

The tennis broadcaster Robert Bettauer praised Eugenie Bouchard's progresses.


Woman wanted by Fort Payne Police for stealing credit cards, identities  WAAY

Fort Payne Police are asking the public for help in finding a suspect, Brandy Lynn Hairston, who is wanted in connection to thefts and vehicle break-ins. Police ...


Person in custody following credit union robbery in Bristol, Virginia  WCYB

UPDATE: 2:47 p. m. A man has been arrested in connection with a bank robbery Thursday morning in Bristol, Virginia. Authorities took a man into custody just ...


Bank OZK rebounds, emphasizes focus on credit quality  American Banker

A spike in charge-offs in the third quarter stoked concerns about commercial real estate exposure. Shares in the Arkansas company rose after it reported its ...


Google again giving select Pixel 3 and Pixel 3 XL owners free Play Store credit  9to5Google

Last November, Google gave select Pixel 3 and Pixel 3 XL owners free Play Store credits. The company is now running another promotional round to users of ...


Gillette commercial controversy: Give men credit instead of painting masculinity as poison  USA TODAY

The Gillette commercial's problem isn't that it points out male aggression. It's the assumption that other males routinely let them get away with it.


Man on Universal Credit who can't read or write has furniture taken by bailiffs  Mirror Online

Harry Dent was owed rent after the switch to Universal Credit, so bailiffs took his possessions, including a TV, dryer and tablet.


Kyle Larson's 2019 No. 42 Credit One Bank paint scheme  NASCAR

Kyle Larson has a slightly new look on his No. 42 Credit One Bank Chevrolet Camaro ZL1 for the 2019 Monster Energy NASCAR Cup Series season.


Carrizo Plains solar farm’s credit rating drops to ‘junk’ as PG&E bankruptcy looms  The Tribune

S&P Global downgraded the credit rating for Topaz Solar Farm in Carrizo Plains, California, due to PG&E bankruptcy rumors. The SLO County solar farm's ...


Consumer worries his 850 credit score will fall if the Sears credit card closes: Money Matters  cleveland.com

I have a Sears credit card that was opened in 1973. It is the oldest card I have. With Sears potentially going out of business, how will this affect my credit rating?


Former Allentown Federal Credit Union employee gets prison for embezzling  Allentown Morning Call

A former Allentown Federal Credit Union employee was sentenced Thursday to 2 1/2 years in prison for embezzling more than $641000 from customers' ...


UK demand for credit cards and mortgages is collapsing as Brits brace themselves for the shock of Brexit  Business Insider

The UK housing market has slowed to its lowest level in nearly a decade as Brexit fears freeze demand for mortgages and credit cards.


Year of Free Credit Report Monitoring Is Ending. Here’s What to Do Now.  The New York Times

The free *service* started after Equifax's huge breach in 2017. Consumer advocates suggest placing a security freeze — not a lock — on credit files.


Ohio-based Sterling Jewelers to pay $11M settlement over credit practices  NBC4i.com

Officials say some well-known jewelry stores that promote sparkling romance engaged in credit practices that consumers might not love.


Derek Carr says Raiders are 'a lot closer than people give us credit for'  Raiders Wire

Derek Carr knows the Raiders are rebuilding but he doesn't want to wait long to contend. Carr claims that with some immediate free agent help and some luck in ...


Can Trump claim credit for $26 billion in savings on prescription drugs?  The Washington Post

“Drug prices declined in 2018, the first time in nearly half a century. During the first 19 months of my Administration, Americans saved $26 Billion on prescription ...


Search is on for 2 credit card fraud suspects in Eaton County  WLNS

The two are suspected of using a stolen credit card at retail stores in Eaton County.


American Motors of Jackson Dealership Offers Guaranteed Credit Approval  Markets Insider

JACKSON, Tenn., Jan. 19, 2019 /PRNewswire-PRWeb/ -- Drivers looking to get behind the wheel of their next car are encouraged to shop and finance at ...


VERIFY: Navy Federal Credit Union providing funding to furloughed members during shutdown?  WUSA9.com

A lot of fake stuff circulates online but that's where our Verify team comes in to help separate fact from fiction and get you truth. Like a viral post a viewer came ...


Northwest Community Credit Union; 'We just want to help the people in our communities'  KVAL

EUGENE, OR, - Northwest Community Credit Union is offering special plans and benefits for those affected by the partial government shutdown. The partial ...


Failure of MEG takeover deal is ‘credit positive’ for Husky, says agency  CityNews Calgary

CALGARY — Shares in oilsands producer MEG Energy Corp. continued to slide Friday after a credit rating agency said rival Husky Energy Inc.'s failure to ...


Government shutdown could hurt federal workers' credit scores  CBS News

Federal workers are scrimping to avoid being dinged by lenders for missing payments and damaging their credit scores.


1 day ago Credit union names FF branch manager The County Federal Credit Union has announced  The County

The County Federal Credit Union has announced that Janelle Morin has been promoted to branch manager in Fort Fairfield.


AM Best Affirms Credit Ratings of Nippon Life Insurance Company and Its Subsidiary  Business Wire

HONG KONG--(BUSINESS WIRE)--AM Best has affirmed the Financial Strength Rating (FSR) of A+ (Superior) and the Long-Term Issuer Credit Rating ...


Ent Credit Union plans new headquarters in north Colorado Springs  Colorado Springs Gazette

Ent Credit Union announced Tuesday that it plans to start building a 300000-square-foot headquarters this summer near InterQuest Parkway and Interstate 25, ...


Former UB student sentenced for credit card fraud scheme  WIVB.com - News 4

BUFFALO, NY (WIVB) A former University at Buffalo student could have been sent to jail for up to four years, but was sentenced on Tuesday five years ...


Credit card skimmers found at gas stations in Stone Ridge, Shokan  The Daily Freeman

KINGSTON, N.Y. — Credit card skimming devices were found on gas pumps at Citgo stations in Stone Ridge and Shokan, prompting an investigation by the ...


'Photograph 51' asks: Did DNA pioneer Rosalind Franklin get the credit she deserves?  Milwaukee Journal Sentinel

Renaissance Theaterworks performs "Photograph 51," which explores the life of pioneering DNA researcher Rosalind Franklin.


Universal credit rollout delayed for existing claimants in NI until 2020  BBC News

Plans to move existing benefits claimants from the old system to universal credit have been postponed in NI for at least six months. Stormont officials have ...


Settlement would allow credit card surcharges  Newsday

Merchants in New York State will be cleared to add credit card surcharges to the price of goods after a long-running court case reached a tentative settlement ...


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