OFFICIAL CREDIT INFORMATION
Fix your credit, bad credit, good credit, credit repair

Site Map
| Home
RichStevens.com | About Rich | Top 10 | Radio | TV & Film | Info Alert | Fun Stuff | Pictures
Elite Screen | Deals | Comments | Links

 


Credit Information

19,178 Identity Theft Victims Per Day - Are You One Of Them?


Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better.

Credit Damage: Getting Compensated for Your Loss


Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured - tangible goods and services.

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days


In Less Than 30 Days."What can you do to increase that set of three numbers on your credit report that can be so important with your financing?"I came across this question as I was surfing discussion groups the other day.

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...


To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purchase a credit repair book or seek a credit expert help.

4 Steps to Creating Good Credit


As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.

Beware of Falling Minimum Payments


If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don't be so quick to "jump for joy". What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in debt for a lifetime.

Convenience Can Be Costly


You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000.

Credit Repair Scams


"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and others just like it promising to clean up or "fix" bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.

Debit Card vs. Credit Card, What Are The Differences ?


Ah, the "good old days". If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday.

How Healthy Is Your Credit


There's only one way to discover the "health" of your credit. You need to examine your credit report.

Top 5 Credit Misconceptions


We have all heard the rumors?from neighbors, relatives or friends. There are a wide variety of myths floating around about what you should and shouldn't do to improve your credit reports and credit scores.

Your Guide On Choosing a Credit Card To Suit You


Reach into your wallet or purse, pull out a card, swipe, and you're done. It is very easy to use a credit card.

4 Steps You Can Take If Your Online Credit Card Application Has Been Refused


Help! I've Been Turned DownYou received an envelope in the mail with a great offer for a low interest credit card. You read all the details, even the boring small print and decided that this card fit your needs to a tee.

7 Surefire Ways To Repair Bad Credit


Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national 'disease.

5 Surefire Ways To Eliminate Credit Card Debt


Do you have enormous credit card debt? You are certainly not alone. According to research, the average family in the United States has $7000 in credit card debt and pays about $1000 in interest each year! Throw in a late payment or two, or an over-the-limit charge, and that number skyrockets.

More Articles from Credit Information:
2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31


MORE RESOURCES:
How I Built $500 in Credit to $500,000  Entrepreneur

I was raised to believe that debt was bad. If you needed a car, you paid cash. Same went for groceries and clothing and most other things. You paid with paper ...


UK unlikely to leave the EU without a deal, Credit Suisse says  CNBC

The possibility of the United Kingdom leaving the European Union without a deal in place can be ruled out, according to a senior Credit Suisse banker.


The Credit-Card Kingmaker  The Wall Street Journal

Not so long ago, Brian Kelly was an HR employee. Now as founder and CEO of The Points Guy, a website that reviews rewards cards, he is one of the most ...


I paid off my mortgage early with a credit card and earned thousands of points — here’s how I made it work for me  Bankrate.com

My husband and I earned around $2000 in credit card rewards by paying off our mortgage early with one simple tool few people even know about. And we did it ...


Trump Is Trying To Remove Oversight Of College Outsourcing, Credit Hours  Forbes

President Trump, through his Education Secretary Betsy DeVos, is proposed a series of changes to what colleges and their accreditors can do including ...


5 ways bad credit can keep you from being a functional adult  USA TODAY

Having bad credit won't just cramp your spending style – it might prevent you from getting a good mortgage or auto loan rate or even an apartment.


Asia is resilient and can bounce back in the face of challenges, says Credit Suisse regional CEO  CNBC

The Asia Pacific CEO of Credit Suisse, Helman Sitohang, tells CNBC why he is bullish on the region's growth.


We Energies stops reporting to credit bureaus, impacting some customers’ credit scores  WITI FOX 6 Milwaukee

MILWAUKEE -- A recent decision by a major utility company is having unintended consequences for some customers. Lynn Crump is an aspiring business ...


States Push For Caregiver Tax Credits  Kaiser Health News

Families often spend thousands of dollars caring for ailing loved ones at home. Lawmakers in California and at least seven other states want to provide some ...


OFS Credit: The Littlest CLO Fund  Seeking Alpha

OFS Credit brings *fresh* life to the retail CLO space. Investing in CLOs without adding their own leverage offers a new conservative approach. The dividend is co.


Brazil overtakes China in consumer sentiment, according to Credit Suisse survey  CNBC

Brazil has overtaken China in terms of consumer sentiment, as the world's second-largest economy slows and spending intention on big ticket items decline, ...


First Northern Credit Union  MyStateline.com

Jessica Rielly wants to help you prepare to buy a home, and tell you about a free seminar coming up and Money Smart Week! Register for them all at ...


3 Tax Credits Middle-Class Households Should Know About  The Motley Fool

Being middle-class in America often means getting stuck in a financial rut. You're not earning enough to really get ahead, but you're not entitled to some of the ...


5 Reasons You Should Pay With Credit Cards  Fox Business

Image source: Getty Images. Wise credit card usage requires discipline and planning, and slipping up can lead to fees, hits to your credit score, and ...


Masked robber flees on foot from Bettendorf credit union  WQAD Moline

A man with a handgun attempted to rob the IH Mississipi Valley Credit Union on March 23.


The 10 cities where American families have the most credit card debt  CNBC

In 2018, total credit card debt in the U.S. reached a high of more than $1 trillion, according to data from the Federal Reserve. As of 2019, individual households ...


Market Is Back in 'Buy on Dips,' Says Credit Suisse's Porter  Bloomberg

William Porter, head of European credit strategy at Credit Suisse Securities, discusses what the U.S. credit market is saying about the yield curve, Fed policy, ...


Consumers in what Phoenix-area cities have highest credit-card debt? And see who's paying it down.  AZCentral

Credit card debt in the U.S. hit a $1.03 trillion high in 2019, according to WalletHub. See how metro Phoenix's use of plastic fits into the mix.


Ball State Federal Credit Union Brings Lunch to Campus Police Dept  Muncie Journal

Muncie, Indiana – Ball State Federal Credit Union, a full *service* financial institution with a main office, student center branch, and ATM locations to serve ...


Watch Credit Markets This Coming Week  Seeking Alpha

Of the 11 S&P 500 sectors, Financials are the most oversold after last week, and Treasuries and interest-rate sensitive sectors are overbought. But watch how cr.


Report: Man used credit cards in wallet found at Burger King  MDJOnline.com

A Cartersville man is facing felony charges after using a credit card from a wallet he found at a fast-food restaurant, according to Floyd County Jail records.


Law and Order: State Street woman accused of using stolen credit cards around Batavia  The Batavian

Amanda Marie Bowles, 33, of State Street, Batavia, is charged with: second-degree forgery -- four counts; first-degree identity theft -- four counts; criminal ...


Lompoc book store gives kids store credit for good grades  KEYT

Books stores are becoming extinct. But one of the last standing book stores in Lompoc is holding on strong and rewarding kids who get good grades.


Letter: Give credit where credit is due  Northwest Herald

To the Editor;. A March 14 Letter to the Editor titled “Reward good *service*” gave credit to one Spring Grove trustee for accomplishments that took a lot of people ...


What do people in China think about ‘social credit’ monitoring?  Washington Post

China's emerging “social credit” system has prompted discussion about whether this is an Orwellian dystopia, a chapter in Aldous Huxely's “Brave New World” or ...


NJCDC in Paterson getting $300k through state tax credit program  NorthJersey.com

PATERSON – A city nonprofit organization is getting $300,000 through the state's Neighborhood Revitalization Tax Credit (NRTC) program, funds that the group ...


SC group spreads word about earned income tax credit  SCNow

FLORENCE, S.C. – A new organization in South Carolina has made a mission out of making sure that those who are eligible take advantage of the earned ...


70% of Americans with credit card debt admit they can't pay it off this year  CNBC

Only about 30 percent of Americans with credit card debt believe they'll be able to pay it off this year, according to a new survey by the real estate site Clever.


Delta is running a last-minute deal on its credit cards — their bonuses are worth double the normal amount  Thehour.com

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. Business Insider may receive a ...


Hot Rally Raises Questions of What's Really Cooking in Credit  Bloomberg

A funny thing happened in the debt market this week. A $3.2 billion loan deal once chastised as “the worst ever” in terms of investor protections drew $9 billion ...


Lenders are quietly lowering FICO credit score requirements for mortgages  Bankrate.com

Getting approved for a mortgage is becoming easier as some lenders are loosening their FICO score requirements and raising the ceiling on debt-to-income ...


Opinion: Don't extend electric vehicle tax credit  The Detroit News

The federal government has for several years provided incentives for the production of electric vehicles. The largest incentive is the tax credit for the purchase or ...


Buy Here Pay Here Car Dealers in Inglewood  Auto Credit Express

Buy here pay here car dealers in Inglewood offer a type of bad credit auto financing, but they're not the same as special finance car dealerships.


New school choice federal tax credit bill introduced in House, Senate  Crux: Covering all things Catholic

A new piece of legislation endorsed by Secretary of Education Betsy DeVos could put Catholic or other religious schools within reach of many families who ...


Credit Suisse Boosts Thiam's Pay 30% After Flip to Profit  Bloomberg

Credit Suisse Group AG boosted Chief Executive Officer Tidjane Thiam's compensation by about 30 percent even as the stock slumped, a move that risks ...


Apple And Goldman Sachs Are Launching A New Credit Card. Here Is What We Know  Forbes

Apple and Goldman Sachs are teaming up to launch a new consumer credit card. The move, expected to take place later this spring or early summer is their ...


College of Eastern Idaho to bump dual credit classes by $10 per credit for fall 2019  East Idaho News

IDAHO FALLS — The College of Eastern Idaho board of trustees recently voted to increase the cost of a high school dual credits from $65 to $75 starting fall ...


Brevard to re-examine active contract with Penn Credit after indictment  Florida Today

Brevard County has a contract with the debt collection firm Penn Credit Corp., which last week was indicted in Illinois, along with its owner, on bribery charges.


UNC's Luke Maye gives Coach Roy Williams credit-but just a little  Raleigh News & Observer

UNC's Luke Maye tells reporters that coach Roy Williams fired up the Tar Heels at halftime with his speech about playing better defense in their NCAA ...


Rashida Tlaib bill would make it easier for people like me to pay for car insurance  Detroit Free Press

My credit score is a mystery to me. It is inexplicably bad, even though the overwhelming majority of things I am obligated to pay — rent, bills, auto insurance ...


Kohler Credit Union donates homes to local fire department for training | Briefs  The Sheboygan Press

Kohler Credit Union has donated two homes to the Town of Sheboygan Fire Department for training opportunities. The credit union also invited Habitat for ...


HPD searching for person of interest in credit card fraud case  WDAM

HATTIESBURG, MS (WDAM) - The Hattiesburg Police Department is asking for the public's help in finding a person of interest in an ongoing credit card fraud ...


The 3 biggest mistakes people make around credit card points  CNBC

When it comes to points, earning them "is really easy," says points expert, Brian Kelly, but, "spending them — this is where it gets tricky."


Morning Press: Walmart closure; Utility bill credit; teens in middle school disturbance  The Columbian

In case you missed them, here are some of the top stories of the week:


Earl Warren Showgrounds Turns to Line of Credit to Cover Operating Costs  Noozhawk

Santa Barbara facility struggles to reverse financial setbacks, forge a path forward toward a viable business model.


The Fed is prodding Americans to buy more on credit  Reuters

The Federal Reserve's decisive statement this week that interest rates are unlikely to rise this year sends a signal to U.S. households: keep buying stuff.


Does Jordan Peele’s ‘Us’ Have a Post-Credits Scene?  TheWrap

Peele's new horror flick "Us" is quite a mindbender, so you might be wondering if it's got any bonus bits after the credits to help you break it down.


'Hellboy' Star David Harbour Takes Artist Credit Matter Into His Own Hands  Comicbook.com

Ahead of the Hellboy relese next month, there's been a bit of controversy surrounding proper crediting of the creators behind the source material the movie ...


Credit Bank of Moscow successfully issued its second $500mn Eurobond this year  bne IntelliNews

Leading Russian commercial bank Credit Bank of Moscow (CBOM) successfully issued its second $500mn Eurobond this year on March 22, the bank said in a .


AP fact check: Trump takes credit for law named after McCain  PBS NewsHour

The president routinely takes full credit for the Veterans Choice Program, which was expanded last year but first signed into law in 2014.


5 Places It's More Dangerous To Pay With A Debit Vs. Credit Card  HuffPost

Making purchases on your debit card might seem like the responsible thing to do. After all, credit cards make it easier to spend more money than you actually ...


Credit card skimmers reported in Galesburg have impacted dozens, pulled more than $18,000  WQAD Moline

Dozens of people in Galesburg were the victims of fraudulent charges because of credit card skimmers that took their information.


Felony shopping spree: Women charged with credit card fraud  WJTV

The Oxford Police Department took a credit card fraud report from a victim at Belles and Beaus on August 2, 2018.


'Gutsy' Lance Stroll will get credit he deserves - Racing Point  autosport.com

Racing Point team principal Otmar Szafnauer says new signing Lance Stroll is a "gutsy racer" who will eventually get due credit for his Formula 1 performances.


Cornerstone Credit Union to sponsor financial education events  Freeport Journal-Standard

FREEPORT — Cornerstone Credit Union, 550 W. Meadows Drive, will sponsor several free financial education events for Money Smart Week, which runs from ...


The U.S. should get more credit for ending slavery ‘within 150 years,’ Fox panelist says  The Washington Post

"The truth is, throughout human history, slavery has existed, and America came along as the first country to end it within 150 years," contributor Katie Pavlich said ...


Sessions: Uncapping, extending electric vehicle tax credit is bad fiscal policy  Casper Star-Tribune Online

As a proponent of initiatives that expand business growth and strengthen our economy, I understand the need for businesses to seek tax policy that improves ...


Man charged in robbery 'decided to try something new today, so I robbed a bank'  Appleton Post Crescent

APPLETON - A 19-year-old man arrested in connection with the Friday robbery of Community First Credit Union on West Spencer Street told police he "decided ...


Analysis | Klobuchar cites bad data to claim credit for reducing black incarceration  The Washington Post

Sen. Amy Klobuchar (D-Minn.) claimed the incarceration rate for African Americans dropped 65 percent when she was a prosecutor. But that's because of a ...


Zack Snyder's Original 'Justice League' Plans, Deleted Post-Credit Scene Revealed  Comicbook.com

Many fans are still wondering what actually happened with Justice League and the future of the DC Comics movies that never panned out. After Batman v ...


Quick tips to repair your garbage credit score  NEWSREP

We're all professionals and adults. We're aware of our credit scores and understand how they are key to our financial plight or success. We realize that.


The Points Guy: Stop making these 3 mistakes if you want to maximize credit card points  CNBC

Earning points "is really easy," says the Points Guy, Brian Kelly, who built a business around maximizing credit card points. But "spending them — this is where it ...


5 small mistakes that can hurt your credit score  WATE 6 On Your Side

KNOXVILLE, Tenn. (WATE) - The next time you check your credit score, you might discover it has taken a tumble because of a seemingly small mishap on your ...


Suspect sought in credit card thefts  WVVA TV

(WVVA) Police in Bluefield, Virginia are asking for the public's help in identifiying a suspect wanted on multiple felony charges.


When the U.S. falls into a recession, a credit bubble will explode  MarketWatch

The European Central Bank this month said it would keep record-low interest rates for longer. The news comes shortly after the U.S. Federal Reserve gave in to ...


North Huntingdon OKs fire tax credit deal with Irwin, but with a hitch  Tarentum Valley News Dispatch

North Huntingdon residents already volunteering with Irwin's fire department or emergency medical *service* will get a tax break similar to one proposed for Irwin ...


The Surprising Reason You Should Cut Your Rewards Card Into Tiny Pieces  Forbes

If you're looking for a reason to cut your up your rewards card, talk to Patricia Newman. She contacted me after signing up for a United MileagePlus credit card, ...


'This Is Us' star Chrissy Metz on her worst credit card fail, why she shops at Costco and her Warren Buffett mindset  CNBC

Chrissy Metz went from being broke with 81 cents in her bank account one minute, to starring in NBC mega-hit "This Is Us" practically the next. Today, the ...


Credit card fraud shuts down bail option in Champaign County  Champaign/Urbana News-Gazette

URBANA — About 10 people have been released from the Champaign County Jail since the first of the year after having posted bail using stolen credit card ...


Bill would require high schools to offer college credits  Illinois News Network

State Senate Minority Leader Bill Brady, R-Bloomington, is pushing a bill that would require high schools to offer an early college program.


Credit Suisse raises S&P 500 forecast, sees 20% gain for 2019  CNBC

Underneath the stock market's epic rebound has been a "more favorable" trend that Credit Suisse says will drive the market higher. The bank dialed up its ...


These Loans Aim to Help Borrowers Build a Credit History  The New York Times

Two financial tech start-ups are offering credit-builder loans, which also help customers grow their savings.


Westminster man arrested after allegedly stealing credit card, charging more than $2,700  Carroll County Times

Brian Scott Johnson, of Westminster, was charged with 39 counts after allegedly making more than $2700 worth of purchases with a stolen credit card.


Taxes From A To Z 2019: E Is For Earned Income Tax Credit (EITC)  Forbes

It's my annual “Taxes from A to Z” series! This time, it's Tax Cuts and Jobs Act (TCJA) style. If you're wondering whether you can claim home office expenses or ...


Cuomo backs axing $420M film tax credit to fix budget discrepancy  New York Post

There's $3 billion dollar funding gap between Cuomo's $175 billion new budget proposal and the Senate's spending plan.


Big Religion May Have Gotten Too Much Credit for the Evolution of Modern Society  Scientific American

Scientific American is the essential guide to the most awe-inspiring advances in science and technology, explaining how they change our understanding of the ...


New study highlights just how bad Americans are with credit cards  Yahoo Finance

A new study highlights how Americans manage credit cards and just how stressful credit debt can be.


Facebook moves to stop discrimination in housing, employment and credit ads  NBC News

Facebook will create the portal as part of a settlement with civil rights organizations and labor groups that had accused the company of enabling discrimination.


Captain Marvel's After-Credits Scenes: How Many And What They Mean  GameSpot

Spoilers: Here's how many post-credits scenes there are to stick around for and an explanation of what they're all about.


MyEquifax.com Bypasses Credit Freeze PIN  Krebs on Security

Most people who have frozen their credit files with Equifax have been issued a numeric Personal Identification Number (PIN) which is supposed to be required ...


Standard & Poor's raises Croatia's credit rating  Emerging Europe

For the first time in six years, ratings firm Standard & Poor's has raised Croatia rating to BBB-/A-3. The upgrade reflects Croatia's improving fiscal metrics, ...


Showdown looms over school scholarship tax credit | Capitol View  Minnesota Public Radio News

Republicans said they want Gov. Tim Walz to be open-minded when it comes to tax credits for private scholarship donors. The DFL governor says the proposal ...


These moves can tank your credit score  CNBC

Experts warn that other moves you make can drag down your score.


Clark Public Utility customers to get credit on April bill  The Columbian

Clark Public Utilities customers will see a credit on their April bill after the utility board approved a $10 million credit from 2018 surplus funds.


Monitoring your credit report and score: What to know  WATE 6 On Your Side

KNOXVILLE, Tenn. (WATE) - If you have a credit card or have ever taken out a loan, then your credit history is part of a credit report. Do you know what's in that ...


Racing Point says "gutsy" Stroll will earn credit he deserves  Motorsport.com

Racing Point team principal Otmar Szafnauer says new signing Lance Stroll is a 'gutsy racer' who will get due credit for his Formula 1 performances eventually.


$5K of merchandise bought with stolen credit card in Newport News traced to Russian city  WAVY-TV

A credit card reported stolen in Newport News was used to buy more than $5500 worth of merchandise at a local Best Buy, which police say has been traced to ...


Credit Card Fraud Is Down, But Account Fraud That Directly Hurts Consumers Remains High  Forbes

EMV chips have reduced POS card fraud as expected but fraudsters are moving into new areas such as opening new accounts in a stranger's name, taking over ...


Police arrest suspect accused of robbing Gautier credit union last month  WLOX

A man accused of robbing Navigator Credit Union in Gautier a month ago has been caught and is suspected of robbing at least two other banks in the ...


Former credit union vice president accused of stealing $350,000 pleads guilty  WLOX

JACKSON COUNTY, MS (WLOX) - A former vice president of Singing River Federal Credit Union is accused of stealing more than $350,000 from the credit ...


IBM Cuts Credit Unions Deal For Blockchain Services In $1.7 Trillion Industry  Forbes

IBM and Denver-based credit union *service* organization CULedger, have struck a collaboration deal by which new blockchain-based services will be pioneered ...


3 Tax Credits Parents Should Take Advantage Of  The Motley Fool

These valuable tax breaks can help parents reduce their tax bill significantly.


Tlaib introduces bill to make auto insurance use of credit data illegal  Detroit Metro Times

U.S. Rep. Rashida Tlaib introduced legislation that would make it illegal for auto insurance companies to use consumers' credit scores in calculating insurance ...


SAPD makes rare credit card skimming arrest after DNA allegedly found at gas pump  mySA

San Antonio police made a rare arrest in a credit card skimming case after finding a suspect's DNA on one of the devices, authorities said. Walter Leyva-Galindo ...


Maryland’s Pioneering Energy Storage Income Tax Credit Turns 2  Greentech Media News

Given the program's constraints, Maryland officials said they've been pleased with the results of the storage tax credit so far.


Tlaib bill would prohibit use of credit scores to set car insurance rates  The Detroit News

Washington — New legislation introduced in Congress by freshman Rep. Rashida Tlaib would block insurers from factoring in a consumer's credit history when ...


IRS Schedule 5: Get the Credit You Deserve on Your Taxes  The Motley Fool

Don't leave anything out, or your tax bill will be higher than it needs to be.


8 under-the-radar credit card perks to help save money  Bankrate.com

With banks searching for new and innovative ways to retain customers, the competition is fierce. Smaller, under-the-radar benefits can be some of the most ...


Mental Illness Cleaned Out My Bank Account And Destroyed My Credit  HuffPost

Sitting in front of my computer all night impulse-buying clothes, shoes, gimmicky skincare products, or a high-end espresso machine gave me an undeniable...


How Equifax Complicates a Simple Task: Freezing a Child’s Credit  The New York Times

A number of Your Money readers took Ron Lieber's advice to freeze their children's credit. Equifax's process didn't always work. Please keep trying.


Site Map | Home
RichStevens.com | About Rich | Top 10 | Radio | TV & Film | Info Alert | Fun Stuff | Pictures
Elite Screen | Deals | Comments | Links


2006 RichStevens.com