OFFICIAL CREDIT INFORMATION
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Special Credit Information for Married Couples


If you are married, establish separate credit accounts.

Try to finance real estate in just one partner's name to increase your investment financing potential.

Avoid joint credit, which limits financing possibilities for both individuals rather than one at a time. Accounts in one partner's name only count against that individual's credit.

In other words, when applying for an individual loan, the spouse's accounts won't be listed as monthly expenses and this makes it easier to qualify for a loan.

When beginning your real estate investment business, keep in mind that double income helps qualify you for higher mortgage payments.

(c) Copyright 2004, Jeanette J. Fisher. All rights reserved.

Professor Jeanette Fisher, author of Doghouse to Dollhouse for Dollars, Joy to the Home, and other books teaches Real Estate Investing and Design Psychology. For more articles, tips, reports, newsletters, and sales flyer template, see http://www.doghousetodollhousefordollars.com/pages/5/index.htm


MORE RESOURCES:

US August consumer credit falls by $7.88 billion, first decline in ...
Forbes, NY - 10 hours ago
WASHINGTON (Thomson Financial) - Americans unexpectedly decreased their credit borrowing for the first time in more than ten years, mostly cutting back on ...
Video: Bernanke: More Economic Pain Ahead AssociatedPress
Stocks down despite government moves to free up credit Bizjournals.com
Consumers Trim Their Borrowing Wall Street Journal
Houston Chronicle - Reuters
all 1,465 news articles


China Daily

Credit cards next in line for tightening
Atlanta Journal Constitution,  USA - 15 hours ago
By MARK GONGLOFF As consumers watch their wealth disappear in the markets, some are also at risk of losing one of their last spending lifelines: credit ...
Video: Dow Dips More Than 500 on Worries About Financia AssociatedPress
Bailout should not include price controls on low-limit credit cards San Francisco Chronicle
Fed's new arsenal firing blanks Globe and Mail
Stuff.co.nz - Forbes
all 2,264 news articles


US consumer credit posts worst drop ever
National Post, Canada - 7 hours ago
US consumer credit plummeted by US$7.9-billion dollars in August - its sharpest drop on record, US Federal Reserve figures showed Tuesday. ...
US consumer credit declines for first time in over decade Xinhua
Consumer Credit Drops for First Time in 10 Years Wall Street Journal Blogs
US Consumer Credit Dropped by the Most on Record (Update1) Bloomberg
Reuters - CNNMoney.com
all 225 news articles


Reuters

With Credit Drying Up, Car Buyers Bring Cash
New York Times, United States - 4 hours ago
Tighter credit was a crucial factor in the stunning 26.6-percent drop in September vehicle sales in the United States. In September, sales fell below 1 ...
Credit crunch hits auto market's weak link Reuters
700 US dealerships could close this year, says head of dealer group Detroit Free Press
Auto dealers looking for the end of the credit crisis tunnel Crain's Detroit Business
DetNews.com - BusinessWeek
all 92 news articles


Reuters

Former AIG CEOs back credit default swap regulation
Reuters - 13 hours ago
N: Quote, Profile, Research, Stock Buzz) said they would back regulation of the credit default swaps market in testimony at the US House Oversight and ...
Unregulated swaps hastened Wall Street collapse The Associated Press
New York insurance regulator calls for regulation of credit ... Canadian Underwriter
Greenberg Says Federal Loan to AIG Is Bad Deal Wall Street Journal
New York Times Blogs - Indian Express
all 284 news articles


Corporate America Credit Union and FIMAC Reach Agreement to Offer ...
MarketWatch - 9 hours ago
Based in Birmingham, Alabama, CACU has over $1.4 billion in assets, and serves the financial needs of 174 member credit unions. ...


Voice of America

Small US Businesses Feel Pinch of Tightened Credit
Voice of America - 8 hours ago
By Mike O'Sullivan As the US Federal Reserve System announced measures to ease the credit crisis Tuesday, small business owners around the United States say ...


New York Times

Federal solar tax credit extended
San Antonio Business Journal, TX - 18 hours ago
The Solar Electric Power Association expects solar generation to expand significantly thanks to the extension of federal solar tax credits to utilities. ...
Solar energy gets huge earmark in bailout bill MiamiHerald.com
Will Coal Be Cashing In On the New Tax Credit? Wall Street Journal
google news commentComment by Gregory Wetstone AWEA Sr. Director of Governmental & Public Affairs
CleanTechnica - Cleantech Group
all 552 news articles


Lekcja 4: The aftermath of the credit crunch
Rzeczpospolita, Poland - 5 hours ago
The words credit crunch are on the lips of those who are now trying to arrange a mortgage and find it no longer so easy. The term credit crunch describes a ...


Bond Risk Climbs on Credit Crisis, South Korea Rises to Record
Bloomberg - 2 hours ago
The Markit iTraxx Japan index of credit-default swaps rose 7.5 basis points to 201.5 as of 10:18 am in Tokyo, according to prices from Credit Suisse Group. ...
EURO CORP-British banks' CDS tighten on govt funding talks Forbes
Australian Bond Risk Rises to Record as Credit Crisis Spreads Bloomberg
Asia-Pacific Company, Government Bond Risk Rises, Swaps Show Bloomberg
all 7 news articles

Credit - Google News

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