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Which Citi Mastercard Is Right For You?


You've decided to apply for a Citi MasterCard, but with so many different cards to choose from, how do you know which one is right for you? Here is a brief guide to the different types of MasterCard available from Citibank.

A great MasterCard program is the Citi Platinum Select Card. It offers basic rewards, such as an 0% Annual Percent Rate and no annual fee, for qualified applicants. This MasterCard will also give you peace of mind, when making online purchases, because it offers protection against unauthorised purchases.

If you're looking for a plan with more rewards, then the Citi Premier Pass Card, might be the Citi MasterCard plan that's just right for you. Like the Platinum Select Card, the Pass Card offers an introductory 0% APR and no annual fee, for qualified applicants. It also offers online account management, statements, and billing activity. The Premier Pass Card also offers extensive travel and air miles, so if you're a frequent flier, this card's for you.

Another great MasterCard offer from Citibank is the Citi Diamond Preferred Rewards Card. In addition to the 0% APR for twelve months and the promise of no annual fee, this credit card package will give you reward points for money spent for everyday purchases. For example, for every dollar that you spend on the Citi Diamond card for purchases made at gas stations, drugstores and grocery stores, you will earn five reward points back, to use in their rewards program.

Even if you're a college student, CitiBank has a MasterCard just for you. You have several student cards to choose from, such as the Citi Dividend Platinum Select Card for College Students and the Citi Driver's Edge Card for Students. Both are designed to help you responsibly build your credit history, while offering you basic rewards, such as 0% APR for six months and no yearly fee.

Regardless of your spending habits, there's a Citi MasterCard program to suit your needs.

Jeff Lakie is the founder of Credit Card Resources a website providing information on credit cards


MORE RESOURCES:

Houston Business Journal

Corporate borrowers face hurdles amid credit fallout
Bizjournals.com, NC - 1 hour ago
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NEWS.com.au

Credit still choked, Treasurys rally
CNN - 5 hours ago
NEW YORK (CNNMoney.com) -- Credit markets were still choked Monday, as the financial crisis spread throughout Europe and stock markets around the world ...
The Bailout, and a Keen Eye on Fixed Income Barron's
Why This 'Credit Crisis' Hits Everyone Wall Street Journal
Volatility the only short-term guarantee NEWS.com.au
San Francisco Chronicle - New Zealand Herald
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Boston Globe

Carmakers in the credit coal mine
CBC.ca, Canada - 9 hours ago
But Wall Street's high-profile collapse, and the related tightening of credit for all businesses, has made a difficult situation even worse — and stirred ...
Credit Crunch Has Effect On Local Auto Sales LocalNews8.com
Toyota Offers Surprising Car Deals U.S. News Rankings & Reviews
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MarketWatch - 9 hours ago
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US bailout bill heralds eight year tax credit extension for solar ... Energy Risk (subscription)
Fuel Cell Today (press release) - ComputerworldUK
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Credit crisis adds to pressures on auto dealers
The Associated Press - 12 hours ago
For auto dealers already suffering under the worst US sales downturn in 15 years, the increasing cost of the credit they use to keep inventory in their ...
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Credit Karma Launches New Credit Card Recommendation Service Based ...
MarketWatch - 11 hours ago
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China Daily

Dow Plunges 700 Points Amid Global Sell-Off
ABC News - 5 hours ago
Meanwhile, the credit markets remain stagnant, a sign that banks are too afraid to lend. The Federal Reserve is making more money available for borrowing, ...
Video: Dow Closes Below 10,000, a Four-year Low AssociatedPress
The Wall Street bust Asia Times Online
Sector roundup: Auto suppliers, homebuilders Forbes
Motley Fool - The Associated Press
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Boston Globe

Investors expect volatility as credit woes persist
The Associated Press - Oct 5, 2008
Those steps are the latest sign that the troubles of US banks, which have all but paralyzed credit markets, are affecting the financial systems of other ...
Markets Down Sharply NPR
The Fed’s Next Move: Interest Rate Cut FOXBusiness
Fed May See Lending to Companies, States as Next Crisis Fronts Bloomberg
Christian Science Monitor - San Francisco Chronicle
all 440 news articles


Fitch downgrades Ford credit rating another notch
Forbes, NY - 2 hours ago
s credit rating deeper into junk status Monday as economic worries dragged down auto shares along with stock markets around the globe. ...
Fitch Downgrades Ford & Ford Credit to 'CCC'; Outlook Negative MarketWatch
Fitch cuts Ford, Ford Motor Credit, deeper into junk Reuters
GM, Ford Tumble as Credit Crisis Unsettles Investors (Update1) Bloomberg
LeftLane News - 24/7 Wall St.
all 29 news articles


Jobs lost, credit choked, contractors worried
Bizjournals.com, NC - 3 hours ago
“The drop in construction employment accelerated in September and will get much worse unless credit markets reopen,” said Ken Simonson, chief economist for ...
Job losses signal that US is in recession Kansas City Star
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